1. Understanding the transfer of creditor's rights: First of all, we need to know the specific situation between the transferor and the receiver, including the way of creditor's rights transfer, the content of the transfer agreement and the effective date.
2. Negotiate the solution with the receiver: communicate with the receiver and negotiate the solution with it as soon as possible. You can try to extend the repayment period, adjust the repayment amount or negotiate the installment repayment plan to reduce the adverse effects caused by overdue.
3. Consult a professional: If you don't know how to handle the assignment of creditor's rights, you can seek the help of a professional lawyer or legal adviser. They can provide you with relevant legal advice and handling opinions to help you better cope with the challenge of overdue creditor's rights transfer.
In short, in the face of overdue transfer of auto loans, it is very important to actively solve the problem. Effective communication and consultation with the transferor and the receiver, and consultation with professionals will help to find practical solutions, reduce negative effects and protect their legitimate rights and interests.
Extended data:
Assignment of creditor's rights refers to the act of creditors transferring their creditor's rights to others. When the car loan is overdue, creditors sometimes transfer their creditor's rights to other institutions or individuals. In order to recover the arrears, the transferor transfers the creditor's rights to the receiver, and the receiver becomes a new creditor. After the transfer of creditor's rights, the borrower needs to communicate with the receiver to solve the overdue problem and protect his rights and interests.
Please note that the above answers are for reference only, and the specific situation may vary from person to person. It is recommended that you operate according to the actual situation and laws and regulations, and seek the help of professionals when necessary.