1. Farmers should first apply for loan certificates from local rural credit cooperatives.

2. After receiving the application, the rural credit cooperative will evaluate the credit rating of the applicant, and verify the credit loan limit of the corresponding level according to the evaluated credit rating, and issue a loan certificate.

3 farmers need small credit loans, you can hold the "loan certificate" and valid identity documents, directly to the rural credit cooperatives to apply.

4 rural credit cooperatives should review the purpose and amount of loans when they receive loan applications, and only after passing the examination can they issue loans.

2. Documents required for the loan:

My household registration book, marriage certificate, ID card and its copy, loan certificate. Guarantor's ID card and photocopy. Photos of the whole family and the guarantor.

Three. Matters needing attention in loan:

According to the current regulations, loans can only be used for agricultural production expenditures such as planting and aquaculture; Agricultural machinery loan; Only by focusing on agricultural services before, during and after delivery, and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school, can farmers use micro-credit loans.