You can't apply for a loan just by your mobile phone number. To apply for a loan through the online lending platform, at least you need to provide personal basic information such as ID card, contact information and bank card. Some online lending platforms with strict audit conditions also need to inquire about the borrower's credit report, provident fund payment and other information.

To apply for a loan in a bank, you need to provide more detailed information, including ID card, household registration book, work certificate, salary income certificate, marital status certificate, assets certificate, etc. In addition, the bank will strictly examine the borrower's credit status. If the borrower has a bad record in the credit report, the loan application in the bank is more likely to be rejected.

Can I get a loan with my mobile phone number?

It is impossible to get a loan only by relying on the mobile phone number, but it is essential when applying for a loan. No matter what kind of loan you apply for, you must submit valid personal information and mobile phone number, which will be reviewed when you apply for a loan. Only when the borrower is audited can the loan be obtained.

At present, many online lending platforms require borrowers to submit personal real-name authentication mobile phone numbers when handling loans. Individual platforms also stipulate the service life of the mobile phone number, and you can apply for a loan only after it is met. However, when borrowing from online lending platforms, it is best to compare loans from different platforms.

It is best for borrowers to measure their repayment ability when handling loans, and determine the personal loan amount according to their repayment ability, so that there will be no overdue repayment after borrowing. After the online lending platform loans overdue, the platform will collect money, and individual platforms will also explode the address book.

The loan amount of online loans is not very high, so there is no need to pay it back on the repayment date. Even if it is difficult to repay, you can call the online loan platform and ask if you can postpone the repayment. In real life, many platforms will agree. If the online lending platform does not promise to postpone repayment, you can borrow money from friends to repay.

Can I get a loan by using my mobile phone number instead of my ID card?

You can't. To apply for a bank loan, the borrower needs to bring his ID card to the bank for face-to-face signing. At the same time, you need to bring relevant materials, only provide your ID number, and you can't apply for a bank loan.

To apply for a bank loan, you need to prepare materials:

Valid identification.

Proof of permanent residence or valid residence, proof of fixed residence.

Proof of marital status.

Banks are flowing.

Proof of income or personal assets.

Credit report.

Loan use plan or statement.

Other information required by the bank.

Mobile phone number can also be borrowed: how to borrow mobile phone number?

The types of loans are becoming more and more diversified with people's needs, such as mortgage loans with housing as collateral, credit loans with self-credit as guarantee, loans with provident fund and social security as guarantee, etc. And now some people use their mobile phone numbers to apply for loans. Basically, all mobile phone numbers have been authenticated by real names, and the mobile phone numbers are bound to our personal identity information, so it is reasonable for the mobile phone numbers to apply for loans. So, how is the mobile phone number lent out?

China Mobile officially launched the "Mobile Loan app", and the entry condition for applying for a loan is that users with real names have been mobile for more than 6 months. Loan amount 100-200,000 yuan; Those less than 50,000 yuan can be handled directly on the app line, requiring personal ID card, name, mobile phone number and a savings card. But a large loan needs my signature.

To apply for a mobile phone loan in a bank, you need to prepare materials:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income source: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.

Note: you must also bring your mobile phone number, which must be a real-name registration system.

Can I get a loan with my mobile phone number?

The mobile phone number can be used for loans, and the amount can be different according to different products. Mobile IOUs can be loaned 50,000 yuan, mortgages can be loaned 200,000 yuan, and provident fund loans can be loaned 65.438+10,000 yuan. There are other loan products, but the application amount of mobile phone IOUs is generally sufficient, and the review of mobile phone IOUs is also fast, and the amount of the next payment is not low.

How to increase the amount of mobile phone loans?

1, keep a good credit record.

When a large loan is needed, it will basically involve checking credit information, mainly to reduce risks. Therefore, if you want to apply for a higher loan, a good credit record is the basic condition for obtaining a high amount. Pay attention to keep your credit information good in daily life, pay back your credit card on time, and don't owe water and electricity bills.

2. The type of work unit and occupation also plays a certain role.

For some high-risk occupations, such as aerial work and blasting operation. If the work unit is relatively stable, such as the government, institutions, listed companies, etc. These can increase the amount authorized by the applicant.

3. Provide as many financial certificates as possible.

In order to obtain a high credit line, proof of property is still necessary. If you can provide real estate license, proof of provident fund payment, running salary, driver's license under your own name, etc. It will greatly improve the scattered lines.

What are the software for borrowing money by mobile phone number? Take stock of 202 1 software that borrows money with mobile phone number!

At present, there are many small loan software on the market, and the loan conditions of each small loan software are different. Some require lenders to provide sesame seeds, while others require lenders to provide credit cards. What software does a friend use to borrow money with his mobile phone number? Take a look at 202 1 software that borrows money with mobile phone number for everyone!

What are the software for borrowing money by mobile phone number?

1, easy e-payment

E-Payment is a personal consumption loan under the Yin Bei Consumer Finance Company. It does not require the lender to provide any collateral, and the threshold for applying for a loan is low, and the required materials are very simple. Lenders can apply for loans by providing ID numbers and mobile phone numbers that have been used for more than half a year.

After the loan application paid by E is approved, the lender can complete the loan in 5 minutes at the earliest. It should be noted that E-Pay is a credit report, so the lender must remember to repay the loan on time and maintain a good credit after applying for a loan with E-Pay.

2. Zhongyuan Consumer Finance

Zhongyuan Consumer Finance is a national licensed financial institution approved by China Banking and Insurance Regulatory Commission. Lenders who want to apply for loans in Zhongyuan Consumer Finance need to be at least 22 years old. Need to provide ID card, mobile phone number and other related information. Minimum annual interest rate of Central Plains consumer finance 10%. After applying for a loan on the APP, the lender can receive the loan within 5 minutes at the earliest.

3. Comfortable flowers

Easyhead is a small loan software owned by Instant Consumer Finance. Like Zhongyuan Consumer Finance, Easyhead is also a licensed financial institution approved by China Banking and Insurance Regulatory Commission. Lenders who want to apply for a loan on comfortable flowers need to be at least 18 years old, and they need to register their mobile phone numbers, ID cards and other related information when applying. Anyihua's minimum daily interest rate is 200,000 yuan.

The above is the related content sharing of "mobile phone number loan software", I hope it will help everyone!

That's all for the introduction that you can get a loan with your mobile phone number.