Conditions for applying for a national student loan:
1. Family financial difficulties;
2. People who have Chinese nationality and have reached the age of 16 must hold Chinese identity cards;
3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);
4. Be honest and trustworthy, abide by the law, and have no violations of laws and regulations;
5. study hard and finish your studies normally.
The materials needed to apply for the national student loan:
1. Application for the national student loan;
2. Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);
3. My explanation of the family's financial difficulties;
4. A certificate of family financial difficulties issued by the relevant department where the student's family is located. The student himself shall bear legal responsibility for the authenticity of the certification materials provided by him.
examination and approval:
the relevant departments of the school are responsible for the qualification examination of the national student loan applications submitted by students and checking the authenticity and completeness of the materials submitted by students; The bank is responsible for the final approval of students' loan applications.
Extended information
If parents are not only tainted by credit, but also on the "blacklist" and "Lao Lai" lists, they will become the executors of dishonesty, which will implicate their children. Once the parents become the executors of dishonesty, it will lead to their children joining the Communist Youth League, failing to pass the political examination of civil servants, and possibly failing to pass the entrance examination of some private schools.
If children are parents' loan guarantors, parents' bad credit records will directly affect children's loan approval.
Credit is another identity card of modern people. Bad credit not only affects yourself, but also affects the whole family! For yourself, for your family, cherish credit, and start by inquiring about credit records.