Hello, as far as I know, the current interest rate of the second home loan is: 5.60% for loans within one year (including 1 year), 6.00% for loans from one to five years (including five years) and 6. 15% for loans over five years.

If individuals apply for provident fund loans, the interest rate of provident fund loans is: 4.25% for housing provident fund loans for more than five years and 3.75% for housing provident fund loans for less than five years. Remind everyone that although the benchmark interest rate of banks has dropped, it does not mean that the loan interest rates of banks are the same now. Different banks will have different interest rates for different loan types. So before applying for a loan, you must consult the bank to find out what the loan interest rate is.