1, China People's Bank Credit Information Center Inquiry: If you have your own money record and are worried that your identity will be loaned by others, you can go to China People's Bank Credit Information Center to inquire about the Personal Credit Information Record Report, and there will be loans in your name on the national network. Of course, this report is lagging behind, about a month.

2. Inquiry at the loan bank counter: If you know that you have a loan and want to inquire whether there is any problem with your loan record, you can bring your ID card and other related materials to the loan bank counter for detailed inquiry.

3. Online banking inquiry: If you have opened online banking of the loan bank, you only need to log in to online banking official website to inquire about the loan.

4. Telephone inquiry: Just call the official telephone number of the loan bank to inquire about the loan information.

Legal basis:

People's Republic of China (PRC) China Banking Act

(1) Being sentenced to punishment for committing crimes of corruption, bribery, embezzlement of property, misappropriation of property or disrupting social and economic order, or being deprived of political rights for committing crimes; (2) Being a director, factory director or manager of a company or enterprise that has gone bankrupt and liquidated due to poor management, and being personally responsible for the bankruptcy of the company or enterprise; (3) Being the legal representative of a company or enterprise whose business license has been revoked due to violation of law, and being personally liable; (four) a large amount of debt owed by an individual has not been paid off at maturity.

Article 34 Commercial banks should conduct loan business according to the needs of national economic and social development and under the guidance of national industrial policies.

Article 35 A commercial bank shall strictly examine the borrower's loan purpose, repayment ability and repayment method. Commercial bank loans shall be subject to the system of separating loan review from grading approval.