The balance of deposits and loans in the banking industry refers to the amount of deposits and loans in a certain period of time. The specific definition is as follows:

1. Bank deposit balance refers to the total amount of funds that users have in the bank in a certain period of time, which belongs to the liabilities of the bank.

2. The loan balance refers to the total loan issued by the bank to the borrower, which has not been returned by the borrower.

3. The balance of deposits and loans can reflect the use of funds by banks.

How does CITIC Bank check the loan balance online?

The inquiry method of online loan balance of CITIC Bank is as follows:

1. Open the CITIC Bank app on the mobile phone desktop.

2. Next, click the position indicated by the arrow in the upper left corner of the page.

3. Then, click Login.

4. Next, click on My Loan.

On my loan page, you can see the loan balance.

What is the balance of deposit and loan?

The balance of deposits and loans of financial institutions refers to the data of bank deposits and loans at the end of the month.

Loans from financial institutions refer to funds borrowed by enterprises from commercial banks and non-bank financial institutions. Among them, commercial banks are the main body of the national financial market and can provide long-term loans and short-term loans to enterprises with abundant funds. Therefore, commercial bank loans are the main financing method of enterprise debt management.

Deposit and loan are the most important sources and ways for financial market organizations to provide financial support for economic development. It is generally believed that the basic function of financial market organization is to accumulate deposits and put in loans to optimize the allocation of funds and actively mobilize various economic departments to participate in and promote regional economic development. Insufficient deposit accumulation is insufficient capital supply, which is the basic obstacle to regional economic development; When savings are sufficient, to promote economic development, it must be based on the premise that savings can be fully and effectively transformed into investment.

Balance of deposits and loans of Zhujiang Village Bank in Xingning

37.34 billion. The balance of bank deposits and loans refers to the amount of bank deposits and loans in a certain period of time. Bank deposit balance refers to the total amount of funds deposited by users in the bank in a certain period of time, which belongs to the bank's liabilities. The loan balance is the total amount of loans issued by banks to borrowers but not returned by borrowers. The balance of deposits and loans can reflect the use of funds by banks. If the balance is too large, it means that the funds have not been used reasonably. In June 2022165438+1October 10, xingning city Statistics Bureau issued an announcement, in which the balance of deposits and loans of urban and rural residents was 37.34 billion yuan, an increase of1.8% over the end of last year. The balance of various loans of financial institutions was 28.07 billion yuan, an increase of 65,438+00.0% over the end of last year. Loan-to-deposit ratio accounted for 64.6%, down 4.2 percentage points from the same period last year.

What does the loan balance mean? Is it a bank product?

Belonging to bank products. The current loan balance refers to the total loan that the user has not paid off at a certain point in time. In the credit inquiry, the loan balance can be found, indicating that the user has a certain amount of debt that has not been paid off. The repayment of the loan must be repaid within the specified time. If the loan is repaid or not repaid within the specified time, the overdue record will be uploaded to the credit information.

Expansion: the balance of bank deposits and loans refers to the amount of deposits and loans of banks in a certain period of time.

Bank deposit balance refers to the total amount of funds deposited by users in the bank within a certain period of time, which belongs to the bank's liabilities. The loan balance refers to the total amount of loans issued by banks to borrowers but not returned by borrowers. The balance of deposits and loans can reflect the use of funds by banks. If the balance is too large, it means that the funds have not been used reasonably.