Hello, for example: according to the new process, how will the off-site provident fund loan be operated? Suppose Mr. Li, a citizen of Yancheng, paid the provident fund in Yancheng and now works in Nanjing. He needs to buy a house in Nanjing and use the provident fund loan. Then he can consult the Nanjing Provident Fund Center first and be told the materials that need to be reviewed for the loan at one time; Then apply to Yancheng Provident Fund Center. After the other party checks and confirms that it is qualified, it will issue a Certificate of Deposit and Use of Housing Provident Fund for employees who have borrowed from different places; With this certificate, Mr. Li Can successfully applied for a provident fund loan.

Treatment process

(a) the loan city provident fund center accepts the consultation of employees' loan business in different places, and informs the materials needed for loan review at one time.

(II) The employee himself or his client applies to the municipal provident fund deposit center, and the deposit center verifies the employee's deposit of loans according to the employee's application, and issues the Certificate of Deposit and Use of Housing Provident Fund for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled.

(3) After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.

(four) during the loan repayment period, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly notify the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.

(5) In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and deduct the balance of the loan employee provident fund account to repay the loan according to the loan contract.