Login service system registration.
Second, how to inquire whether the student loan of China Development Bank has come down? Where to check?
1, log on to the online service system of student loans of China Development Bank. After logging in successfully, students who have successfully inquired about the loan can inquire about the repayment amount at the Student Source County Financial Aid Center, or log in to the online service system of Student Source Loan of China Development Bank to inquire about the "principal repayment plan" and "loan and repayment". 2. They can also go to the school finance office to help you inquire, which is faster and more convenient, and can save time and expand information:
1. Student loan application process: 1. After registering with the local education bureau, receive the "Application Form for Student Credit Loan of China Development Bank" and then submit the loan materials; 2. After the examination and approval by the Education Bureau, the student credit loan contract of China Development Bank was signed; 3. After the processing is completed, it is generally necessary to send the contract receipt to the Education Bureau within 30 days; 4. Then the loan is issued. II. Brief introduction of student loan: The national student loan is an important measure taken by the CPC Central Committee and the State Council under the conditions of socialist market economy to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for students from poor families in ordinary colleges and universities. The national student loan is a bank loan led by the government, with financial subsidies and certain risk compensation from the finance and universities. It is jointly operated by banks, education administrative departments and universities to help students with financial difficulties in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. 20 12 On August 8th, the new student loans of the Development Bank will exceed1200 million yuan. 2065438+On July 20th, 2005, the Ministry of Education and other departments jointly issued "Several Opinions on Perfecting the National Student Loan Policy". According to the Opinions, in order to effectively reduce the financial burden of borrowing students, the longest loan period is extended from 14 years to 20 years, and the grace period for repayment of principal is extended from 2 years to 3 years. The loan interest of students during their studies will be fully subsidized by the government. On July 2 1 2020, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the Insurance Regulatory Commission of the Bank of China jointly issued the Notice on Adjusting and Perfecting the Relevant Policies of National Student Loans (J.J.F.F. [2020] No.4), clearly proposing to adjust the relevant policies of student loans from three aspects: grace period for repayment, loan term and loan interest rate.
Three, the National Development Bank student loan student online service system login?
8 digits, this is the initial password.
If the password is correct, fill in the ID card verification and answer the answer. If you forget everything, call customer service. 95593 In addition, at the teacher of the school student financial assistance management center, let him log in to the CDB student loan management system and enter your student number or name to inquire about your loan situation. Keep asking questions if you don't know.
Four, the National Development Bank student loan system for the first time loan steps?
The steps of the first loan in the student loan system of China Development Bank are as follows:
The process of student-origin credit student loan of China Development Bank is as follows:
1, online application. Students log on to the online student system of China Development Bank (website:), register and submit loan applications. After online application, the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the "Application Form") is generated, exported and printed.
2. Eligibility for financial difficulties. First-time loan students hold the application form to the township (street) civil affairs department to confirm the family financial difficulties. If the township (street) civil affairs department confirms that it is true, fill in the review opinions in the relevant position of the "Qualification Examination" column of the application form, affix the official seal, fill in the date, sign the name of the agent and leave the contact number.
3. On-site acceptance. Present: the original student and co-borrower ID cards, the original admission notice (the student is the original student ID card) and the original household registration book; Submitted materials: the original application form signed by the student himself, copies of ID cards of both parties, and copies of admission notice (or student ID card).
4. Open an account. China Development Bank entrusts Alipay, a third-party payment platform, as the agency of credit loans for students' origin, and is entrusted to issue and recover loan funds. China Development Bank entrusts Alipay to open an Alipay account for borrowing students.
5. sign a contract. The staff of the Student Financial Assistance Management Section of the County (city, district) Education Bureau conducted a preliminary examination of the materials submitted by the students. Those who passed the examination signed the Loan Contract of Student Credit Loan of China Development Bank with co-borrower, and issued the Acceptance Certificate of Student Credit Loan of China Development Bank (hereinafter referred to as the Acceptance Certificate) to the borrower and co-borrower, together with the contract text in duplicate.
6, colleges and universities to enter the contract receipt. Borrowing students report to the school with the acceptance certificate, and the person in charge of the school student financial assistance management department logs into the student loan management system of the Development Bank and enters the electronic contract receipt. If the electronic receipt of the contract is overdue, the loan application will be automatically cancelled according to the loan contract.
7. Loan issuance and payment. The contract will take effect after the approval of China Development Bank. After the contract comes into effect, China Development Bank will transfer the loan funds to the borrower's personal Alipay account through the third-party payment platform Alipay according to the loan amount agreed in the contract. The third-party payment platform transfers the corresponding loan funds into the borrower's school account according to the unpaid amount contained in the contract receipt to pay the tuition and accommodation fees of the borrower's students during their study in colleges and universities; The remaining loan funds are left in the personal account of the borrower Alipay, and the borrower can withdraw them after completing the real-name authentication.