Who is a good-hearted person to help me calculate, if I buy a house and lend it to a rural credit cooperative, with a loan of 3, yuan and an interest rate of 5.875 for 1 years, how much should I repay in the first month? The interest rate is 5.875, which should be .5875% of the monthly interest rate.

The repayment method of equal principal: generally, the first month repayment is 3,/12+3, * .5875% = 4,262.5

The first month depends on the period between the loan issuance date and the first repayment date. If it is less than 3 days, the interest will be reduced.