According to your agreement with the bank, it will definitely not be adjusted in that year, but will be adjusted to next year. I know you want to know if you can enjoy the new policy next year. According to past experience, the bank will evaluate your loan next year and then decide whether to implement the New Deal, such as whether you meet some policies at that time. In addition, what comes down now is only a general policy, and you haven't seen the specific details yet. You have to wait 10 to get some explanation details of the old loan. So what I'm giving you now is just some experience, waiting for the details on the 27th. This is also the basis for bank decision-making.