There are many borrowing/loan channels. It is recommended that you choose formal channels for borrowing/loans, such as bank channels;
China Merchants Bank has a flash loan business, which can be applied or viewed through mobile banking Whether you are eligible to apply. After the flash loan is disbursed, cash will be released to the designated account. The funds can only be used for normal bulk consumption and transfers, and are not allowed to be invested, flowed into the stock market, real estate, etc.; Mobile banking download: Enter China Merchants Bank in the mobile application market to search for download and installation.
If you hold a China Merchants Bank savings card, you can log in to mobile banking and click "My → All → Borrow Money → Flash Loan" to apply for a flash loan. Your specific quota will be determined based on your business situation in China Merchants Bank and can be viewed after successful application.
Different types of flash loans have different limit regulations. Generally, the maximum credit limit does not exceed 300,000, which is ultimately displayed on the loan page. If you have obtained the qualification for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank's mobile banking APP or online banking to check your maximum application amount. The minimum single withdrawal amount is 1,000 yuan, and the maximum amount does not exceed the quota amount, and it must be 1,000 yuan. an integer multiple of.
There are two types of applications for borrowing money within the flash loan limit:
15-minute loan will be automatically approved within 5-10 minutes, and the loan will be released immediately after approval, and the result will be notified via text message
T 1-day loan T There will be a phone call from Dianhe within 1 day to verify, and the loan will be arranged after confirming the information.
If no answer is received after 3 active calls, the application will fail and you need to apply again.
Warm reminder
If the loan is not automatically released within 5-10 minutes, normally you have to wait for a phone review. The approval progress cannot be directly queried, and the specific approval results shall prevail.
(Response time: May 15, 2020. For the latest business changes, please refer to the official website of China Merchants Bank)