For family reasons, many students choose to apply for student loans to pay for their tuition after being admitted to the university. The repayment time of student loans generally begins after college students graduate, but many students forget to repay the student loans because of changing their mobile phone numbers and other reasons. Loans overdue didn't know what to do.

Loans overdue didn't know what to do.

If the lender's overdue loan assistance is unknown to me and belongs to non-malicious overdue, the lender can choose to issue a non-malicious overdue certificate and then go to the Credit Information Center of the People's Bank of China to complain, which can correct the overdue bad record.

If you want to issue a non-malicious overdue certificate, you need to go to the bank that handles the student loan. Lenders need to apply to the bank with their ID cards, loan contracts and other materials, and explain the situation in detail. Then the bank will verify whether the situation is true. If the situation is true, the bank will generally give proof.

In general, a user can only apply for a non-malicious expired certificate once. If a similar situation occurs after the application is passed, the bank will not issue a non-malicious overdue certificate.

After loans overdue, if we don't try to correct the overdue records, the lender will have a bad credit record on his personal credit information, and the lender's application for mortgage and car loan will be affected in the future. If the overdue circumstances are serious, the lender may not be able to apply for any credit service within 5 years after the loan is paid off.

Student loan is a welfare policy established by the state to encourage poor students to study. Everyone must remember to return it on time after graduation and don't let the credit stain follow them.

The above is the answer to the question "I don't know about student loans overdue". I hope I can help you!