1. You can ask the other party for repayment through negotiation;

2. If negotiation fails, a lawsuit may be brought to the court, and a complaint shall be submitted to the people's court, and copies shall be submitted according to the number of defendants. If it is really difficult to write a complaint, it may be submitted orally, which shall be recorded by the people's court and the other party shall be informed.

The civil procedure is as follows:

1. First, the indictment should be submitted and the corresponding number of copies should be submitted according to the number of opponents;

2. The plaintiff sued the court and submitted relevant materials;

3. When submitting documentary evidence to the court, the parties shall fill in the list of evidence in duplicate;

4. The filing court shall, within seven days after the parties perform the necessary procedures and submit relevant evidence materials, handle the filing procedures for the parties who meet the filing conditions; Those who do not meet the conditions for filing a case shall be ruled inadmissible according to law;

5. The parties shall pay the case acceptance fee and other litigation fees in advance within seven days from the date of receiving the notification of acceptance;

6. After filing the case, the case is scheduled to be heard in court.

legal ground

Article 675 of the Civil Code of People's Republic of China (PRC), the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.