Lending speed is slow. The provident fund loan status is that the provident fund loan disbursement speed is slow, and it may take ten days, or even one month, which will correspondingly extend the home purchase cycle. Provident fund e-loans refer to loans enjoyed by employees who have paid housing provident funds. According to national regulations, all employees who have paid housing provident funds can apply for personal housing provident fund loans in accordance with the relevant provisions of provident fund loans.