Introduction of bank withholding business
Bank batch debit business refers to the batch debit business on bank cards handled by users. After the user opens the business, he can automatically pay the water and electricity bill when it expires. The business of a bank can be divided into liabilities, assets and intermediary business, and the withholding business belongs to intermediary business. During this business period, in order to avoid the risk of repeated deduction, the bank will lock the user's account during the deduction period, so that the user can no longer pay through other channels, and then open it to the bank after the data is returned. Before the bank approves the deduction, the user needs to ensure that the balance in the account is sufficient. If the balance is insufficient and the deduction is unsuccessful, he can only wait for the next batch of deductions.
Is the failed automatic deduction overdue?
Whether the failure of automatic deduction is overdue depends on the actual situation. Users need to prove that the failure of repayment is caused by the platform itself. For example, there is enough account balance in the bank card, which is in all bank cards supported by the platform, and the deduction still fails. Users need to contact online customer service immediately to explain the situation, and ask to clear the record of breach of contract and exempt the contract penalty. If it is caused by the user's own reasons, such as the platform sending a message in time that the deduction failed, but the user still fails to repay in time, then such a situation is considered as loans overdue.
How to cancel the automatic debit of bank cards?
1. Cancel mobile banking: all major banks have mobile banking clients. Users can log in after downloading on their mobile phones. Usually, they can choose to turn off automatic deduction by operating in the quick payment settings of the security center.
2. Counter cancellation: The user goes to the counter with ID card and bank card, and the counter staff will help the user cancel the automatic deduction function after verifying the user's identity.
This paper mainly writes about the significance and related knowledge points of withholding and paying taxes by rural credit cooperatives in Liaoning Province, and the content is for reference only.