Generally, there are two ways to apply for a car loan: personal credit loan (unsecured and unsecured, which generally requires you to have good credit and stable work income) or real estate mortgage loan (using real estate as collateral). Personal credit loans to buy a car can generally be borrowed for 5 years, with a down payment of more than 30%. Generally, a car can be mortgaged for up to 5 years with a down payment of more than 30%.

Loan address: /aEwR4M

2. Is Beijing forklift excavator a certificate?

Beijing forklift and excavator are not a certificate. In Beijing, the operators of forklifts and excavators must hold certificates, and the operating certificates of forklifts and excavators need to be obtained through professional study and training. The certificates of forklift and excavator are different.

Third, how to choose an excavator?

When a borrower applies for a personal loan from a bank, it is required to fill in a written application form and submit the following materials:

1, my valid identity document;

2. Proof of residential address (household registration book, etc. );

3. Personal professional certificate;

4. Proof of income of the loan applicant and his family members;

5. Other information stipulated by the bank.