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I am the lender of the car loan. Can the owner be someone else?
Legal analysis: No, the lender must be the owner. If it is a husband-and-wife relationship, you can apply for joint repayment at the bank.

Legal basis: Article 669 of the Civil Code of People's Republic of China (PRC) concludes a loan contract, and the borrower shall provide the true information about the business activities and financial status related to the loan according to the requirements of the lender.