Three years. The business license is 200,000 yuan interest-free loan, and the maximum loan period is 3 years. During these three years, users only need to repay the loan principal on time, and the loan interest is subsidized by the government. Of course, for users, to apply for an interest-free loan with a business license of 200,000 yuan, they must meet the relevant application conditions, and submitting a loan application may not pass the examination.