1. Incorrect contact information of the bank: The phone number or other contact information provided when you applied for a credit card may have changed, resulting in the bank being unable to contact you in time.
2. Credit card bills are not sent: banks usually send credit card bills to cardholders by mail. If the address is not updated for a long time or there is a problem in the mailing process, the bill may not be received, and then the overdue situation will not be known in time.
3. Communication problem: For various reasons, the phone number contacted by the bank may not be successfully connected, such as your mobile phone is out of service area and the balance of your calling card is insufficient.
Summary:
Why didn't the bank contact you by phone after the credit card (debit card) expired? It may be because the bank couldn't contact you or you didn't receive the relevant notice. In this case, it is suggested that you take the initiative to contact the bank to confirm the overdue bill and discuss the repayment method.
Extended data:
If you want to know more about the credit situation such as overdue credit cards, you can use the credit big data inquiry service. Credit big data query is a way to provide users with query results related to personal credit through information cross-validation and data model analysis. By querying credit big data, you can know your credit card overdue, loan records and other information, which can effectively help you understand your credit status and repair and manage it in time.
The above is the answer based on the information you provided. I hope it helps you! If you have any other questions, please keep asking.