The specific calculation method is to add up the daily deposit balance of an account in a quarter, and then divide it by the total number of days of deposit, thus obtaining the average value. For example, the balance of an account for three consecutive days is 65,438+000 yuan, 200 yuan and 0 yuan respectively, so the average balance of the account is 65,438+000 yuan. And so on.

If you deposit in 500 yuan, there will be no small account management fee.

What do you mean by the average daily bank balance and deposit balance? What is the difference?

The average daily deposit balance refers to the sum of the average daily deposit balance of the same account divided by the number of days in the statistical period, that is, the average daily deposit balance in the statistical period. For example, add up the daily balances for one year and divide by 365. Generally speaking, it is calculated in a quarter, that is to say, except for 90 days, your daily deposit amount has accumulated to 300 thousand. For example, if you deposit 600,000 yuan and withdraw it all after one and a half months, your average daily deposit this quarter is also 300,000 yuan. If you save 27 million yuan, you can save it for one day.

What's the difference between the actual bank balance and the average daily balance?

Time balance is the instantaneous value of the balance at a certain time, such as the balance at the end of business on a certain day of a month.

The average daily balance is the average salary balance in a certain period of time, that is, the average daily balance in this period is accumulated first, and then divided by the total number of days in this period.

How to calculate the annual average daily balance of a bank account? Please give an example, thank you ~

Add up the daily balances and divide by 365 days.

How to calculate the average daily deposit?

At present, most banks use the method of calculating the daily average surplus quarterly or monthly, which is usually used to collect small account management fees. The average daily balance is calculated by adding up the daily balances in a specific time period and then dividing by the total number of days. For example, the balance of an account for three consecutive days is 65,438+000 yuan, 200 yuan and 0 yuan respectively, so the average balance of the account is 65,438+000 yuan. And so on.

If you need to calculate the average daily deposit for the whole year, you need to add up the daily account balance for the whole year and divide it by 365 days (366 days in leap years).

How to calculate the average daily balance of a bank?

The annual fee is 3 yuan in the last quarter, one year 12 yuan. The annual fee of some banks is 65,438+00 yuan per year. The annual fee is charged in different ways in each bank, but most banks charge 65,438+00 yuan, and some banks charge it according to 2 yuan for one month.

If there is no money in your card, if you deposit 1.500 yuan in three months, it will be automatically deducted from 3 yuan's card, leaving 1.497 yuan. However, it is impossible to have no money in the credit card. Depending on the bank, the new account will generally leave 65,438+00 yuan in the card, that is, the bank can't give you all the money in a card.

If your card is often used for deposit and withdrawal, it will generate interest. It is no problem to deduct your annual fee from the normal interest. When the bank tells you that it is higher than 300-500, the interest generated by depositing 300 can be completely deducted from your card fee, which does not mean that you don't need to use the card fee, but if it is lower than this, there will be insufficient interest to pay the card fee.

How to calculate the average daily deposit?

From the opening date, but banks usually calculate it once a quarter: (March, June, September, 65438+February, 2 1 is the settlement date, and interest is calculated).

For example, your 1 card has 100 yuan, and you have deposited 200 yuan (300 yuan) in the No.2 card, 600 yuan (900 yuan) in the No.3 card and 200 yuan (the remaining 700 yuan in the card) in the No.4 card.

Then your daily deposit for these four days is (100+300+900+700)/4 = 500 yuan.

In other words, the bank adds up the daily balance of the money in your card and divides it by the number of days.

For example, if this quarter is 90 days, then you deposit 45,000 yuan on the first day, take it out the next day, and never deposit it again. The card is 0, so at the end of this quarter, your average daily deposit will reach 45,000/90 = 500 yuan.

Generally, some banks stipulate that the daily average is 300, and some banks stipulate 400. Please ask about the regulations of your bank.

Ask everyone a question, 5 points.

personal file

Height: 172 cm

Weight: 50 kg

Date of birth: March 4th.

Lucky sign: Pisces

Born in Hai: Xi 'an

Family members: brothers and sisters.

Hobbies: sports, reading, listening to music, cooking and chatting.

The child doesn't know his own name.

What does the average daily balance of bank deposits mean? How to calculate 1 10,000 yuan in Cary?

1, the average daily deposit should have a starting point, such as 2011,starting from the calculation date.

2. For example, calculate the annual average daily bank deposit of 20 1 1 = (annual deposit accumulation-withdrawal accumulation in the previous year) /360.

How to calculate the daily average fund balance of enterprise bank account

This algorithm is incorrect. ICBC charges the account management fee according to the average daily number of each quarter, and the bank settlement interest is also calculated quarterly. However, ICBC will not charge this account management fee for the time being. Last year, its website 165438+ 10 announced that it would not charge annual fees and account management fees for the time being. So far, there is no latest announcement indicating when to start the deduction.