2. After entering the Flower Garden page, click "Divide Futures" below.
3. Then click "interest-free mobile phone" on the installment page.
4. Select the mobile phone you want to buy, and then click "Buy Now" under the product. After selecting the specifications of the mobile phone on the pop-up page, click the installment below, select the installment method that suits you best, and click Pay.
5. In addition to buying in Alipay, you can also choose to buy in Taobao, first choose a mobile phone.
6. Click Buy Now. After confirming the model and specifications, click on the installment payment below and choose the payment method.
Operating environment: Alipay APP V 10.2. 15 (model: Huawei Mate30 Pro 5G LI0-AN00).
The steps of flower bud staging are as follows: Go to my bill page, click on the bill staging below, select the amount and number of installments you want, and then click below to confirm the staging. Bai Hua supports repayment in three installments, six installments, nine installments and 12 installments. Borrowers choose different repayment periods, and the handling fee rate is also different. At present, the installment repayment interest rates for the third, sixth, ninth and 12 installments are 2.5%, 4.5%, 6.5% and 8.8% respectively.
Repayment of principal payable by installments = total amount of principal payable ÷ number of installments; Fee for installment repayment = total amount of principal to be repaid in each installment × total installment interest rate ÷ number of installments; The amount is accurate to the minute and month, and the balance is included in the down payment, and the handling fee is not refundable.
Application conditions for flower bud installment transaction:
1. The flower garden has been opened, and the payment for the flower garden should be placed in installments;
2. The account status is normal, non-frozen, abnormal, with cash-out risk, real-name registration system and above security level;
3. The transaction status is "confirmed collection" but the account has not been released, the transaction has not been phased and no refund has occurred;
4. The transaction amount of the order is ≥ 100 yuan, and ≤ the current maximum installment amount. If you need money urgently, you can consider using Alipay, Tencent Microfinance and Xiaoman Finance to borrow money. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of money is transparent, and big brands are more reliable. The interest rate is low, and the daily interest rate is as low as 0.02% (as shown on the APP loan page). The daily interest rate of 1 10,000 is the lowest in 2 yuan, and the maximum loan amount is 200,000, which can meet the needs of most lenders.