The ghost in the bank defrauded the lender and was caught. The lender doesn't know if he was caught. Public security personnel will notify the lender, verify the information, and will not be unaware of it. The crime of loan fraud generally refers to the crime of defrauding loans. The crime of defrauding loans refers to the act of fabricating false reasons such as introducing funds and projects for the purpose of illegal possession, using false economic contracts, supporting documents or false property rights certificates as guarantees, and concealing the truth with other fictional facts to defraud banks or other financial institutions of loans.