Mortgage fees and mortgage fees are fees charged by intermediaries to buyers, and banks do not charge them. Intermediary fees are only for making more money, and there is no specific calculation method. For reference only. When mortgage or sub-mortgage is involved, the service fees of mortgage companies, appraisal companies, banks and other related institutions need to be paid. The mortgage fee mainly includes: 1, and the house survey fee: 90 yuan for each certificate, which will be collected by the Housing Authority; 2. Housing appraisal fee: the appraisal price ×0.5%, which will be collected by the appraisal company. Do not need an assessment report, only the initial assessment fee 300 yuan; 3. Mortgage agency fee: the service fee charged directly by the mortgage company, with the standard of loan amount × (1%~1.5%); Different mortgage companies have different standards, which are generally 1% or 1, 2% of the loan amount; 4. Loan insurance premium: loan amount × 1.2×0. 1%× loan period, which shall be collected by the insurance company. The longest term of second-hand housing mortgage loan is 20 years; 5. Notarial fee for loan contract: 300 yuan for each case; 6. Notary fee for the agreement on the mortgage contract: 300 yuan for each case; 7. Transaction entrustment notarization fee: 200 yuan per piece; 8. Bank provident fund agency fee: each 500 yuan case is charged by the corresponding bank; 9. Registration fee for other rights: 250 yuan for each certificate (500 yuan for each certificate in Panyu) shall be collected by the Housing Authority; 10, loan stamp duty: loan amount ×0.005%, collected by the bank. Among them, most banks do not charge agency fees for bank provident funds. In addition, individual banks will charge a refinancing fee, ranging from 1 1,000 yuan per case in 500 yuan. Legal basis: Article 464 of the Civil Code, a contract is an agreement between civil subjects to establish, change and terminate a civil legal relationship. Agreements on status relations such as marriage, adoption and guardianship shall be governed by legal provisions on such status relations; If there are no provisions, the provisions of this part can be applied according to their nature.

Second, how to collect the loan fee for second-hand housing banks?

The cost of second-hand housing loans includes,

Insurance premium/notarization fee/mortgage fee/warrant information fee/mortgage evaluation fee/loan service fee/registration fee/transaction evaluation fee/transaction handling fee, and the rest are taxes, but some of these fees are

Third, how to charge for buying a second-hand house intermediary?

The charge of second-hand housing agency is that the charge of housing brokerage service is borne by the buyer and the seller in half or determined by the buyer and the seller through consultation; The unified charging standard for residential brokerage services shall not exceed 2%. Real estate registration service charges, each not exceeding 500 yuan; Agency loan service fee, each not exceeding 300 yuan; The cost of handling the relevant formalities for house occupancy shall not exceed 200 yuan per piece. Legal Basis According to Article 5 of the Urban Real Estate Management Law, real estate owners shall abide by laws and administrative regulations and pay taxes according to law. The legitimate rights and interests of real estate owners are protected by law, and no unit or individual may infringe upon them.

4. How to collect the loan fee of the second-hand housing bank?

If you go directly to the bank, you need it. The assessment fee and insurance premium (need to buy insurance for the elderly) are not mandatory, and there are some expenses of the trading center.

If it is a loan company, you need to pay some service fees. Everything else is similar.

I hope I can help you.