Current location - Loan Platform Complete Network - Loan consultation - Take an existing house as a mortgage, buy a second-hand house to pay the down payment, and then borrow money. What is the difference?
Take an existing house as a mortgage, buy a second-hand house to pay the down payment, and then borrow money. What is the difference?
At present, the applicable interest rate of mortgage loans for houses is generally 30-35% higher than the benchmark interest rate, that is, the annual interest rate is about 6.3%, while the applicable interest rate of mortgage loans for second-hand houses is 65,438+00% lower than the benchmark interest rate, that is, the annual interest rate is 4.465,438+0%. Basically, the monthly repayment amount of a 30-year mortgage with a loan of 10 thousand yuan is 62-63.96 yuan, while the mortgage.