Current location - Loan Platform Complete Network - Loan consultation - I would like to ask, do I need a bank deposit certificate to apply for a study visa? I don't have that much money. If I borrow100000 yuan and transfer it to another bank, it will be found out.
I would like to ask, do I need a bank deposit certificate to apply for a study visa? I don't have that much money. If I borrow100000 yuan and transfer it to another bank, it will be found out.
Will be found out, but this way is allowed, as long as it can be paid off on time. Details are as follows:

1, when applying for a school or visa, it is generally necessary to provide a "deposit certificate" issued by the bank as a guarantee for studying abroad, but there is no specific requirement for the deposit period. The requirements for the amount will be different. Specifically, when applying for a school, it is generally only necessary to provide the "proof of deposit" of the first year's expenses for the school. In this case, certificates of deposit can only be issued for bank time deposits, and individual banks can also issue certificates of deposit for current deposits.

2. Although the visa requirements are not clearly stipulated, according to past experience, students generally need to provide proof of financial guarantee for all expenses during their study in the United States, and can clearly explain the source of funds. Among them, most of the funds can be embodied in the form of bank certificates of deposit, and other forms such as bank wealth management products, stock investment and multiple houses can be used as reference for fund protection.

3. After successfully obtaining the visa, students need to make all kinds of preparations for studying abroad. American schools generally require students to register and choose courses before paying tuition fees. Generally speaking, there are two ways: money order and credit card payment. Before students leave, they can draw two bills of exchange in the bank, one for tuition, and the payee is the school (please confirm the name of the school carefully, and there must be no spelling mistakes, otherwise the school will not receive it); The payee of the other bill is the student himself. After arriving in the United States, students open an account in a local bank in the United States and collect this bill to pay for accommodation and living expenses at school.

Parents can also apply for credit cards for students. Parents hold primary cards and students hold secondary cards. Credit card processing time generally takes 3-4 weeks, so it is recommended to handle it in advance. In this way, parents can know the specific information of students' consumption in time through bank statements and bank consumption short messages. However, due to the large amount of tuition paid by credit card, there may be problems in the transaction. So it is better to use the draft form. It is particularly noteworthy that students cannot carry a lot of cash with them. If you want to bring cash, the entry requirement for the United States is $654.38 +0 million cash.