Generally, you can apply for a self-employed provident fund loan to buy a house.

The process for self-employed individuals to apply for a provident fund loan to buy a house is as follows:

1. Application

The borrower applicant shall fill in the loan application at the housing fund management sub-center where the housing provident fund is deposited. Application form and provide the following materials:

1. Personal household register, ID card or other valid proof of residence

2. House purchase contract or letter of intent and other relevant supporting documents

3. Letter from the borrower’s employer agreeing to the loan

4. Other materials required by the Housing Fund Management Center.

2. Preliminary review

The Housing Fund Management Sub-center will conduct a preliminary review of the application.

3. Investigation

After the housing fund management sub-center passes the preliminary review, the handling agency of China Construction Bank Beijing Branch will investigate the loan and put forward investigation opinions.

4. Approval and Signing of Entrustment Contract

The Housing Fund Management Sub-center will review and approve the loan based on the investigation opinions put forward by the handling agency of China Construction Bank Beijing Branch. After approval, the Housing Fund Management Sub-center signs an entrustment contract with the handling agency of China Construction Bank Beijing Branch, and then the Housing Fund Management Sub-center issues an entrusted loan notice.

5. Sign a loan contract

According to the entrustment contract, the trustee (the handling agency of China Construction Bank Beijing Branch) signs a loan contract and corresponding contracts with the borrower.

6. Transferred Loan

After the loan contract takes effect, the Housing Fund Management Sub-center will transfer the funds to the entrusted loan fund account, and then the trustee

will transfer the funds according to the loan amount. Contract disbursement.

If you have not yet established a housing provident fund and do not meet the requirements for loan objects in the "Beijing Housing Fund Management Center Personal Housing Guarantee Entrusted Loan Measures", you cannot apply for a housing provident fund loan.