Every year, many people in universities are admitted to graduate schools and start further studies. Among these students, many need to complete their studies through student-origin loans. Then, how can I renew my student loan from my hometown after I am admitted to graduate school? Today, I will introduce the relevant contents to you.
For students admitted to graduate school, it will be a little more troublesome to renew their loans than during their undergraduate period. But the whole process is not very complicated.
Treatment process
1. Students need to bring their original ID card, the original admission notice and the corresponding copy to the county financial aid center to go through the formalities for changing their student status information;
2. After the information is changed, log in to the student loan system and fill out the loan application form;
3. Bring the application form, the original admission notice and the original ID card to the county rescue center to renew the loan;
4. Bring the loan receipt issued by the county rescue center, and go to the new school to ask the teacher of the rescue center to input the information into the relevant system.
Tips: If you can, I suggest you go to the county financial aid center to renew your loan when you change your schooling information.
Generally speaking, if you get a postgraduate loan, you must first become the school information, otherwise you can't continue to apply for a loan.
How do graduate students apply for student loans? What materials need to be prepared?
Enter the national development bank student loan information network and log in to the student online service system; Register your own account and fill out the loan application form yourself; Students and borrowers hold the printed loan application form, original ID card, admission notice and original household registration book to the local county-level financial aid center; After approval, the loan contract will be signed on the spot.
Materials to be prepared for applying for student loans from graduate students.
1. The borrower and two copies of the borrower's ID card.
2. The original and photocopy of the household registration book. The page of the household registration book where the borrower is a student is the same as that of the borrower.
3. The original and photocopy of the university admission notice are in duplicate.
4. Application form in duplicate
5. Questionnaire on the financial situation of college students and their families in duplicate (printed on the book attached to the university admission notice)
Graduate student loans will be paid off within a few years after graduation.
After students graduate, the student-origin student loan should be paid off within a few years, mainly depending on how long the customer chooses the loan period when making the loan. In principle, it is determined according to the number of years of full-time college education (calculated by the remaining years of the academic system) plus 15 years, and the longest is no more than 22 years.
If the borrower chooses a loan term of ten years plus academic year, it needs to be paid off within six years after graduation. It should also be noted that if the academic system is more than four years, or if the customer studies for a higher degree (graduate or second bachelor's degree) after graduation, the period of debt service after graduation will be shortened accordingly.
How do graduate students apply for student loans?
Graduate students who want to apply for student loans can do the following:
1. Select the new loan on the loan page of the student online service system of the student loan information network of China Development Bank, and submit the application within the application time specified by the school before enrollment.
2. Choose the acceptance method as online signing or on-site signing of the fund center. If you choose to sign an online contract, and then agree to the Remote Acceptance Agreement of Student Loan Renewal of China Development Bank, and run the electronic signature, the system will automatically generate the preview information of the contract at that time, and complete the identity authentication through Alipay after confirming that the contract information is correct. If you choose to sign the contract on site, you need to go to the outlet for an interview within the agreed time.
3. If the funding center is approved, it will send a receipt code message to the students. At the beginning of school, students give the receipt code to the school, and the school enters the information, and then waits for the funding. It should be noted that the loan amount applied by each full-time graduate student does not exceed10.6 million (full-time undergraduate10.2 million) every year.