Ping An Bank provides a variety of consumer loans and business loan services to eligible people. A friend wants to apply for Ping An Bank’s Zhai Yitong. I don’t know what the credit requirements of Ping An Zhai Yitong are. So does Ping An Zhai Yi Tong have high credit reporting requirements?

Does Ping An Zhai Yitong have high credit requirements?

High, but compared to mortgage loans and car loans, the credit requirements are lower, because Zhaiyitong is a housing mortgage loan, and it pays more attention to whether the borrower has a personal residence in his name. Generally speaking, as long as there are no serious All bad credit problems can be solved. Lenders with minor credit problems will affect the approved loan amount and loan interest rate. If there is a past due record, a loan settlement certificate will be required.

If you need to apply for Ping An Home Easy Access, you can go to the local Ping An Bank branch. When applying, you need to provide valid identity certificate, marriage certificate, work and income certificate, loan purpose materials, mortgage property materials and other information.