Except for the People's Bank of China, which cannot lend, any other financial institution can lend, but the conditions for lending are different!

The most convenient way to get a loan is that you have a deposit in the bank where you want to borrow, and the loan amount does not exceed the amount of your deposit. Any bank or credit union can lend.

Another more convenient condition is to use a store house as a mortgage loan, but it requires property appraisal and impartiality, which is a bit troublesome!

As far as I know, loans from the newly branched Postal Bank are now more convenient. If you have a business project, you can apply for a loan with your industrial and commercial business license!