1. Insufficient qualifications: The bank will evaluate the qualifications of the applicant when approving the loan, including but not limited to income, credit history, liabilities and other factors. The applicant's qualification does not meet the requirements of the bank, which will lead to the rejection of the loan application.
2. Incomplete or incorrect information submitted: a series of information, such as identity certificate, income certificate, bank account, etc. , you need to submit it when applying for a loan. Incomplete or incorrect information submitted by the applicant will lead to the rejection of the loan application.