Zhangjiakou qiaoxi district Huayin Co., Ltd. is reliable. Zhangjiakou qiaoxi district Huayin Co., Ltd. has registered its trademark and obtained the certification from the industrial and commercial department. With a legal business license, the company is currently in the state of opening.
Zhangjiakou Bank Loan Interest Rate 2022
The mortgage interest rate of Zhangjiakou Bank is 2022: 3,25%, but it will fluctuate according to the actual situation.
Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range.
Zhangjiakou provident fund loan policy 2022
Zhangjiakou provident fund loan policy is as follows:
1. The loan applicant shall have full capacity for civil conduct;
2. Set up a provident fund account and pay the housing provident fund in full for more than 6 months;
3. The frequency of using provident fund loans should comply with the relevant provisions of the state (there is no outstanding housing provident fund loan under the borrower's family name);
4. Have the ability to repay the loan principal and interest and good credit;
5. The purchased house is legal and can provide guarantee or mortgage for the loan;
6. The paid house price shall not be lower than the specified proportion;
7. Other conditions stipulated by laws, regulations and policies.
legal ground
Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.