The annual interest rate is 49.9676%

The annual interest rate is already >36%

It is a high-interest loan

The loan amount is 3.5 Ten thousand yuan

The loan period is 33 periods

You repay 23,640 yuan in 12 periods

The repayment in each period is 1,970 yuan

The total interest is 30,010 Yuan

The total repayment is 65,010 yuan

The monthly repayment amount is calculated as follows:

[Loan principal × monthly interest rate × (1 + monthly interest rate) ^Number of repayment months]÷[(1+monthly interest rate)^Number of repayment months-1]

Monthly interest rate = annual interest rate/12

After 12 installments, you want to advance Repayment, that is, it is planned to pay off the loan in one lump sum in the thirteenth period

The remaining principal of 27,224.76 yuan + the interest of the thirteenth period of 1,133.63 yuan = 28,358.39 yuan, which is required for one-time early repayment Amount

Please accept if you want to accept it

Please do not fold! ! !