1, yes, but in order to protect the privacy of customers, only the owner can obtain personal information at present.

2. Interpretation: Personal information includes basic information, equipment information, account information, privacy information, social relationship information and network behavior information. With the popularity of Internet applications and people's dependence on the Internet, the security problem of the Internet has become increasingly prominent.

3. Personal information mainly includes the following categories: Basic information: In order to complete most online behaviors, consumers will submit personal basic information including name, gender, age, ID number, telephone number, email address, home address, etc., and sometimes even personal basic information such as marriage, belief, occupation, work unit, income, etc. in accordance with the requirements of service providers.

4. Device information: It mainly refers to the basic information of various computer terminal devices (including mobile and fixed terminals) used by consumers, such as location information, Wifi list information, Mac address, CPU information, memory information, SD card information, operating system version, etc.

5. Account information: mainly including online banking account, third-party payment account, social account and important email account.

6. Privacy information: it mainly includes address book information, call records, short message records, IM application software chat records, personal videos, photos, etc.

7. Social relationship information: This mainly includes friend relationship, family member information and work unit information.

8. Network behavior information: mainly refers to online behavior records, various activities of consumers on the network, such as online time, online location, input records, chatting and making friends, website visit behavior, online game behavior and other personal information.

9. Inquiry method: If the mobile phone number is for your own use, you can log in to the online business hall and click self-help.

How do online loans know your address book? There are four main functions!

People who are exposed to online loans for the first time are attracted by this simple, fast, low-threshold and fast way of borrowing. However, due to the large number of usurers in the market, once caught in it, it is easy to be violently collected. So how do online loans know your address book? Let's briefly introduce it today.

1, mobile phone real-name registration system

Since mobile phones began to operate the real-name registration system, some people have been stopped from using wholesale cards to defraud loans. In the past, they could apply for a loan by buying a mobile phone number casually, but after the money came, they didn't need a card, and the online loan company couldn't find anyone, resulting in a lot of bad debts.

Therefore, the basic requirement of online lending now is that the mobile phone has been in real-name registration system for more than 6 months. As long as the mobile phone number is provided, the detailed information of the user can be found.

2. Big data

Now there are many platforms on the Internet to provide big data query. Through a real-name authenticated mobile phone number, the lending institution can detect whether the borrower has a bad credit record. Once the borrower's mobile phone number hits the "overdue credit list", "China court dishonesty list" and "fraud harassment library", it will be rejected in minutes.

3. Authenticity of personal information

Online loans can know the authenticity of the borrower's information by obtaining your personal information, address book and call records, and you can know whether there is fraud by comparison.

Step 4 prepare for collection

Once the borrower agrees to authorize, the online loan will back up your address book as soon as possible. Once the borrower shuts down, doesn't answer, or changes the number, it can harass the family and friends in the address book and force the borrower to repay.

All in all, there are too many ways for online lending institutions to get your address book. Through various comparisons, they can not only audit, but also prevent the risk of running late. In short, if they are afraid of being exposed in the address book after the deadline, they can refuse to apply for such online loans.

Can I find personal information through my mobile phone number?

No personal information can be found on the mobile phone number.

At present, mobile phone numbers are handled through real-name authentication. In principle, real-name information can be found, but it must be inquired by myself or my authorized person in the communication business hall, and the judicial organ can also inquire. Because personal information is confidential, others can't find it.

If the other party has a mobile phone number and an ID number, can you find out my credit, my loan and so on?

Although the other party has your mobile phone number and ID number, you can't find your credit and your loan, because you need a password verification code, and you can't find it without it.