It is not easy to get a car loan in JD.COM. In JD.COM, there are four partners: Microfinance Network, China Enterprise Huitong (financial leasing), Ping An Bank and Zhong Yi Xinbao to apply for auto loans. Different users can apply for car loans from different lenders. See the application page and loan contract for details.

I. Characteristics of CreditEase Car Loan

At present, Yixin car loan mainly provides new car loan services, and cooperates with many financial institutions to provide a wealth of car loan products to help you easily solve the problem of car purchase funds! Committed to creating "more, faster, better, less, more" product functions. "Duo": We have collected thousands of auto loan products from many financial institutions, including bank auto loan products, auto finance company auto loan products, financial leasing products, and credit loans and P2P that can be involved in auto loan business. Change the status quo of limited choice of loan products for offline 4S stores. "Fast": We have cooperated with some financial institutions to realize the online approval process. Avoid a lot of offline work and improve the approval speed. "Good": Personalized recommendation of wealth management products based on user qualifications, budget and other conditions. Improve the matching degree between loan demand and financial products to a greater extent. "Province": Combined with Internet wealth management products, the liquidity saved by user loans can generate wealth management, thus saving users the cost of car purchase. Services: In addition to online products, we also provide offline services, such as facade signing, so that users can complete the loan process without leaving home.

Second, how did the car loan become a lease?

Car loan has become a lease, and it is very likely that users have handled the financial leasing business from the beginning. Generally, the down payment for auto loans is not less than 30%. If you buy a new car with zero down payment and 10% down payment, it is probably a financial leasing business. The model of this business is that consumers rent a car with a low down payment for one year, during which the car is owned by the seller. After one year, users can choose to pay in one lump sum, or apply for installment repayment and return the car to renew the lease.

Therefore, when consumers buy a car with a loan, they must see clearly the loan contract they signed. If it is a financial leasing contract, then they will handle the financial leasing business.

Which platform is JD.COM car loan? Comprise an application platform and a cooperative organization.

; ? Speaking of car loan in JD.COM, it is actually a vehicle mortgage loan platform with good reputation, so I often hear it from my friends, but I don't know which platform JD.COM car loan is. If one day you need money badly and want to apply for a mortgage loan for your car, which platform should you look for? How to apply specifically? Let's take a look together.

1.JD.COM Which platform is car loan?

1. The platform application portal is on "Jingdong Financial app", but only the first loan appointment has been completed, and the loan will not be approved immediately.

The financial service providers of 2.JD.COM car loan are China Enterprise Huitong, Ping An Bank and Shanghai CreditEase. After the appointment of Jingdong Financial Platform is completed, there will be corresponding staff contact within 3 working days to sign offline contracts and handle loan business.

3. The service providers assigned by different users after applying for JD.COM car loan may be different, mainly according to the relevant application materials submitted by users. For example, if the applicant's age, comprehensive credit, city, vehicle purchase period and other conditions are different, it will match different service providers to provide loans, depending on the application page and loan contract.

Second, the specific application process of car loan in JD.COM.

1. Open the Jingdong Financial app and click "More Services" on the home page;

2. Under the category of "credit loan", click "car loan";

3. Fill in the relevant information according to the page prompts, check and agree to the relevant license agreement, and click "Apply Now";

4. If the application conditions are not met, the page will prompt that the vehicle application is not supported. If the appointment application is successful, just wait for the staff to take the initiative to contact;

5. After contacting and confirming the relevant information, you need to go to the designated offline store for loan business;

6. Release the loan funds, and then repay them on schedule, without overdue.

The above is about "which platform is JD.COM car loan?" I hope I can help you.

Which company is Jingdong Finance Car Loan Company?

JD.COM applied for four car loan partners: Microfinance Network, China Enterprise Huitong (financial leasing), Ping An Bank and Zhong Yi Xinbao. Different users may apply for auto loans from different lenders, depending on the application page and loan contract. Look at the ideas of your own organization, which may involve trade secrets. It's best not to confuse.

Which platform is the most reliable for car loan?

Ping An Owner Loan Owner Loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users do not need to pledge their cars or certificates, but only need to provide auto insurance policies to apply directly. Users can apply for a maximum loan amount of about 80% of the vehicle value.

According to the official staff of the owner's loan, as long as there is no problem with the information provided by the user and the user meets the loan application conditions of the owner's loan, he can receive the loan as soon as possible.

JD.COM Car Loan and JD.COM Car Loan are loan products of Jingdong Finance, and users can apply directly in Jingdong Finance. Users who want to apply for a car loan in JD.COM need to be between 18-60 years old, not college students, and have no serious credit stain on their personal credit information.

Of course, the age of the vehicle mortgaged by the user must be between 1 and 12 months, and the mileage cannot exceed 65,438+10,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, the loan will be received as soon as the same day. Henan Zhongyuan Consumer Finance Co., Ltd. was established on February 29th, 2006. The legal representative is Li Yulin, and its business scope includes: granting personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income securities investment business; Other businesses approved by the CBRC.

There are four kinds of loan products that Zhongyuan Consumer Finance can provide for everyone, namely elite loan, provident fund loan, Leju loan and Jucai loan. Different products have different application conditions. For details, please consult Zhongyuan Consumer Finance Customer Service.

Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") was established at the end of 20 16. It is a national non-bank financial institution approved by China Banking Regulatory Commission and initiated by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. ..