Down payment ratio of real estate: the average price drops slightly 18000 or so, and the down payment is 30%. Now the down payment can be divided into: 1. Take the first suite as an example, the minimum down payment for a new house with a purchase area of not more than 90 square meters can reach 20%; 2. In the case of the second suite, the minimum down payment for purchasing the property is 60%; 3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price; 4. In other cases, the minimum down payment is 30%.
2. What is the down payment for Zhengzhou Apartment?
50% down payment, 30% higher loan interest rate, loan term 10 year. Some developers may support down payment by installments, the property right of the apartment is 40 years, the water and electricity property fees are relatively high, and they cannot settle down, and some may send degrees, but this is an unknown number.
The most important thing is that the cost of commercial second-hand transfer is too high, which can basically reach 25%. In other words, in addition to the deed tax you need to pay for the apartment you bought for 400,000 yuan, the second-hand house probably needs to pay the tax of 654.38+10,000 yuan, so don't be greedy and cheap, unless you really can't afford the house and just need it, or don't expect to realize it, it is generally not recommended to buy it!
3. How much is the down payment for buying a house in Zhengzhou?
Work out how much it will cost to decorate your home. Work out how much it will cost to decorate your home. Zhengzhou is an important city in the Central Plains of China, so many people choose to buy houses in Zhengzhou, and most people will choose mortgage loans to buy houses because of the poor economy. At this time, they need to pay a down payment. So how much is the down payment for buying a house in Zhengzhou? Let's take a look with Bian Xiao. How much is the down payment for buying a house in Zhengzhou? 65,438+0. If the buyer shows that there is no room in the information inquiry system of housing transaction ownership of Zhengzhou Housing and Urban-Rural Development Committee, the first set of housing loan policy will be implemented when applying for a loan to buy a house. The minimum down payment ratio to be paid is 20%, and the maximum loanable amount is 6.5438+0.2 million yuan. 2. If the purchaser shows in the information inquiry system of housing transaction ownership of Zhengzhou Housing and Urban-Rural Development Committee that he already owns a set of housing and has settled the personal loan of the corresponding housing provident fund, when applying for a loan to buy a second set of housing, the second set of housing loan policy will be implemented, with the minimum down payment ratio of 30% and the maximum loan amount of 800,000 yuan. 3. In the process of buying commercial housing in Zhengzhou, families waiting for affordable housing and Beijing-based families without housing are the priority buying groups. Considering the reality of insufficient commercial housing, it is predicted that most commercial housing projects will be surrounded by priority groups in the next two years. Most families buy houses for the first time. If you can't pay the full amount, you can only apply for a loan to buy a house and enjoy the first home loan related policies. 5. The benchmark interest rate of commercial housing loans in Zhengzhou for more than five years is 4.9%. When applying for the first home loan, the buyer must pay a down payment of not less than 30% of the total house price, and the longest loan period is 30 years. Under normal circumstances, most buyers under the age of 35 can get a repayment period of 30 years when applying for housing loans. 6. If the buyer comes back to buy a house at the age of 50, the repayment period is only fifteen years. With the same loan amount, the monthly loan amount will be more, but the total loan interest will be reduced. The loan amount of the purchaser is determined according to the property of the purchaser's work unit. Under normal circumstances, the monthly loan amount cannot exceed 50% of the monthly income of the buyers' families. The above is a detailed introduction about the down payment for buying a house in Zhengzhou. I hope I can help you. Be sure to make full preparations before buying a house and try to buy a house that suits you. In addition, many areas are implementing purchase restrictions, so before buying a house, you must understand the local purchase policy. Enter the area and get the decoration quotation for free. Enter the area and get the decoration quotation for free.
4. What is the down payment ratio of buying a house in Henan?
Down payment ratio of real estate: the average price drops slightly 18000 or so, and the down payment is 30%. Now the down payment can be divided into: 1. Take the first suite as an example, the down payment for rice can be as low as 20%; 2. 60% in the case of the second suite; 3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price; 30% with low down payment.