1. When the borrower applies for a loan for housing renovation, he must apply at the business outlet where the business is started, fill in the application form, submit relevant materials and go through relevant guarantee procedures;

2. Sign a loan contract after investigation and approval by the account manager and approval by the competent examination and approval department;

3. The account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in our bank, so that the customer can use the loan funds;

4. The borrower repays the loan at the business counter, or leaves enough repayment amount in the deposit account or bank card, and entrusts the loan bank to withhold the repayment;

5. After the loan is settled, the bank terminates the creditor-debtor relationship with the customer and goes through the relevant formalities.

For short-term loans, the annual interest rate within one year (including one year) is 4.350%; If it is a medium-and long-term loan, the annual interest rate is 4.750% for one year to five years (including five years), and 4.900% for more than five years.

If you want to decorate your house at a low price, you can choose an economical decoration company. Compared with similar decoration companies, Jutong has higher cost performance; Jutong's quotation service system adopts digital systematic management to provide consumers with accurate price physical examination; Since 20 18, the annual turnover of Jutong Group has reached the sales target of nearly 2 billion yuan.

For more details, pay attention to Jutong.