1. What are the advantages of mortgage?
First of all, this kind of mortgage loan is very convenient and simple, and I and others' collateral can be mortgaged. Once used, it can be recycled. The procedure is simple and it is convenient to withdraw money. Secondly, it has a wide range of uses and is very flexible to use. Unlike other loans, there are related restrictions. This kind of loan can meet everyone's consumption and business needs. The most important thing is the repayment period. The length of the repayment period can reflect everyone's economic pressure, but this repayment period is relatively long and the repayment pressure is not great. The longest loan period can even reach 65,438+00 years, which is a good loan product.
Second, the success rate of the second loan of ABC is very high.
Agricultural Bank of China is one of the four major banks, with many businesses and abundant capital. As long as there is nothing wrong with the borrower's personal qualification and the mortgage loan is not overdue at the 1 time, the success rate in two mortgage is almost above 95%. So don't worry about not being able to borrow money after repayment.
Extended data
Mortgage loan, also known as "mortgage loan". Refers to a loan method adopted by some national banks. The borrower is required to provide a certain amount of collateral as loan guarantee to ensure the repayment of the loan at maturity. Collateral is generally easy to preserve, wear and tear and sell, such as securities, bills, stocks, real estate and so on. After the loan expires, if the borrower fails to repay the loan on time, the bank has the right to auction the collateral and repay the loan with the proceeds from the auction. The balance of the auction money after paying off the loan shall be returned to the borrower. If the auction money is not enough to pay off the loan, the borrower will continue to pay off.