There is no need to pay the formal loan platform: cost, handling fee, deposit, membership fee, unfreezing fee, insurance premium, water brushing and so on.

As long as you remember: people who ask you for money before the loan comes down are 100% liars.

There is no CBRC freezing bank cards and funds, because CBRC has no right. Freezing your bank card can only be frozen after confirmation by the court. It is impossible to freeze your bank card at will.

People who have already paid the money and been cheated need to pay attention to the following points:

First: the other party will threaten that as long as you don't pay the fee, there will be problems with your credit information and report it to PBOC.

Answer: He is a liar himself, just to scare you into cheating money.

Second: the funds are already on the APP, even if you don't borrow them, you have to pay them back, otherwise you will call your address book.

Answer: This is a liar. Ignore him. Just say that if you harass me again, you will call the police.

Third: When you receive a text message saying that your loan has passed, you can download the APP through the SMS link to make the next payment.

Answer: Don't download software on SMS, most of them are forged by scammers. Remember to download the regular software from the regular mobile phone software. Don't download software from SMS. Don't click on the link of SMS, so you won't be cheated.

Fourth: the bank card error needs to modify the data unfreezing fee.

Answer: This is a scam. Don't believe it. Ignore him.

Fifth: Can someone get it back?

Answer: impossible, be careful to be cheated again. It says here that all the people who can get your money back are liars.