2. If there is no real estate in the name, the first master room with an area of less than 90 will pay a down payment of 20, and the first master room with an area of more than 90 will pay a down payment of 30. If there is a real estate in the name, the down payment will be raised to 50, and the interest rate will be 1. 1 times the benchmark interest rate.
3. At present, the interest rate of second-hand housing loans is around 4%.
Supplement:
Second-hand housing real estate license fees generally include:
1, and the appraisal fee is 0.5% of the appraisal amount.
2. Surveying and mapping fee is house area 1.36 yuan.
3. The transaction fee is charged according to the housing area of 6 yuan.
4. The deed tax is 65438+ 0.5% of the turnover (including 144 below 144).
5. The shift fee is generally 50 yuan.
6. If it is a loan, there will be more than 200 mortgage fees.
7. The business tax is 5.5% of the difference (if it is proved that there is only one property under the name for 5 years).
Among them, the deed tax is high, and others are small money.