Hello, it is not difficult to apply for a personal loan for a foreign account. Generally speaking, to apply for a personal loan, you need to meet the following conditions: 1, at least 25 years old, with full capacity for civil conduct; And have permanent residence or valid residence certificate in China. 2. Have a fixed occupation or stable economic income, and be able to guarantee the ability to repay the principal and interest on schedule. 3. Good credit record and no bad credit record. 4. It can provide legal and effective guarantee recognized by the bank. 5. Other conditions stipulated by the bank.

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You are from Xuzhou. To apply for a personal loan in Nanjing, as long as the application conditions are met, the lending institution will generally approve it. Need to have a stable job in the local area, a stable income and full capacity for civil conduct, a fixed residence and good personal credit. To apply for a mortgage loan, it is necessary to provide collateral recognized by the lending institution as collateral.