If you are a property buyer, you must take the latest new bank policy as the standard. At this stage, the state will continue to implement preferential policies to reduce the interest on preferential loans after lifting the purchase restriction in some cities. 30% interest will be raised for the first suite, and all localities will implement it as appropriate.

2. At the same time, we should also know the repayment method of bank loans.

At present, there are two main ways for banks to repay loans: one is to repay loans with equal principal and interest, and the other is to repay loans with average capital. Of these two repayment methods, the former mainly pays interest, while the latter mainly pays principal. The biggest difference is that the former is mostly interest, and the repayment time is very long. The latter is mainly to repay the principal. Although the early repayment pressure is great, it will be less and less, and the cycle will be shorter than the former.

Hope to adopt