1. There is no salary card guarantee, only general guarantee and joint guarantee. As for the type of guarantee, it depends on the contract signed at that time. 2. It depends on whether your dad's salary card is opened in a credit union. If it is a credit union, you can freeze your account yourself, but this is unlikely because it is unreasonable. The normal way is to sue first, and then the court will seal up the frozen account. It depends on who owns the house. If it weren't for the lender and his wife, the court couldn't seal up his house. Credit cooperatives should only look for a guarantor when they can't find a lender. As for the court and the public security bureau, these two departments will not take the initiative to find a guarantor. After the credit union sued, the court ruled that you must pay back the money, whether you can find him or not. 6. The court doesn't support the practice of paying off the debts for the father, but that person's family should return the money to you with a little conscience. 7. I really don't know if the interest can be terminated. Advice to you and your family: Be careful to vouch for others in the future. I want to know what this loan is for. Is it just a credit guarantee loan without collateral? If there is collateral, credit cooperatives should first require the implementation of collateral.