Hello, there are clear provisions in the Measures for the Administration of Pawnshops that allow pawnbrokers to apply for loans from financial institutions. However, most financial institutions believe that pawn shops are relatively risky as an enterprise, and their property is basically the pledge or collateral of customers, and they do not have effective assets recognized by financial institutions. Therefore, it is difficult for pawnshops to apply for loans from commercial banks and other financial institutions, generally depending on the policies or personal connections of local banks.