* * * How to confirm lpr conversion with the borrower?
1 Industrial and Commercial Bank of China
The main borrower can handle the mortgage interest rate conversion business through ICBC mobile banking, intelligent teller machine and SMS banking, and then confirm with the borrower through the above channels. Except for the short message bank, which can only be used by borrowers, the main borrowers and borrowers of other channels can use it. If you are not used to using self-service channels and want to handle lpr conversion at the counter, you need the main borrower and all * * * to go with the borrower with their ID cards.
2 Bank of China
The main borrower can handle the mortgage interest rate conversion business through mobile banking, online banking and intelligent counters of Bank of China, and the same borrower can confirm through any of the above channels within 7 natural days after the main borrower submits the interest rate conversion application. If the confirmation is not completed within 7 days, the application submitted by the main borrower is invalid and must be resubmitted. If the principal borrower handles the lpr interest rate conversion through the manual acceptance channel, * * * needs to go with the borrower to successfully handle the business.
3 Agricultural Bank of China
The main borrower applies for the conversion of mortgage interest rate through ABC Pocket Bank, online banking and outlets' super counters, and other borrowers can confirm the conversion through any channel. The conversion processing time is 7: 00-2 1: 30.
4 Construction Bank
Multiple borrowers of the original loan contract can handle the mortgage interest rate conversion business through mobile banking and online banking of China Construction Bank respectively. You can also bring your original valid ID to any intelligent teller machine (STM), counter or personal loan center of China Construction Bank to handle the mortgage interest rate conversion business alone or together.
In a word, according to the operation mode that Bank of China, Agricultural Bank, China Construction Bank, Industrial and Commercial Bank of China and the borrower confirm the lpr conversion, some borrowers can confirm the lpr conversion again through online channels such as mobile banking and online banking of the loan bank. If the lpr interest rate conversion is required through the counter, all borrowers need to carry their ID cards with them.