City-to-city housing is a housing in a village, which is used for the residential construction of villagers (residents). The land used is generally obtained through allocation, which reduces the development cost of real estate to a certain extent and the sales price is lower. In addition to the production and living use of rural collective economic organizations and villagers, part of the land in the village has been developed into real estate, and the developed houses can enter the market for sale.

If you can get a real estate license, you can apply for a mortgage loan. If you can't get the real estate license, you can't get the mortgage.