What is Suning's willful loan?
Willful loan is a personal consumption loan product of Suning Consumer Finance. And set up three repayment methods for users, namely, equal monthly payment, repayment by loan and repayment first.
Monthly allocation means monthly billing and monthly matching repayment; With the loan, interest will be calculated on a daily basis, and repayment will be made at any time, up to 45 days; The fee is charged monthly, the handling fee is refunded monthly, and the principal is repaid in the last installment.
Since willful loan and willful payment are similar loan products of a female compatriot, the application conditions are also very similar. The basic conditions that need to be met are:
1, and the age requirement is between 18-55 years old.
2. Chinese mainland residents with full capacity for civil conduct.
3. There are no bad credit records and serious negative information, and there are sources of income.
In addition to meeting the basic application conditions, in order to improve the success rate of opening willful loans, it is best to meet the following points:
1. The longer you register your account, the better, so that you can gain the trust of willful loans.
2, often shopping in Suning, maintaining this good online shopping record, the success rate of opening a store will be greatly improved.
3. The higher the account activity, the better. Suning Financial has many investment and wealth management products, and it is also helpful to buy some basic insurance.
4. Personal basic information should be filled in completely, and everything that can be filled in should be filled in correctly.
About "What is Suning's willful loan? What are the conditions for the opening of willful loans? " That's it. I hope I can help you. In addition, it is definitely right to maintain good credit. Credit is a golden key.