Many people have bank friends, no matter how deep or shallow the relationship is, they are more or less asked for help in the name of completing the task. Some have opened cards, some have opened mobile banking, some have pulled deposits, and now there are loans. Most of the tasks of banks can be helped, because it not only helps bankers to complete their tasks, but also benefits themselves. For example, opening a card, the current bank card basically has no annual fee, and there are many rights and interests. For example, opening a mobile phone bank can facilitate customers not to go to the bank for business.

In the absence of loan demand, I don't recommend helping bank friends complete the loan task. If this favor must be helped, we should pay attention to preventing risks. The most important thing is to ensure that the money is for your own use. Whoever wants to use it, let him sign a loan contract with himself. Secondly, we should carefully check the contract terms such as interest calculation and early repayment to prevent ourselves from being cheated. Finally, pay attention to your credit information after the loan is settled.