After the bank loan is paid off, if it is a mortgage or car loan, you need to apply for a loan settlement certificate. In addition, since mortgage and car loan are basically mortgage loans, you need to bring the loan settlement certificate to the local real estate management department after the loan settlement certificate is completed. After the mortgage is released, you can go through the formalities. And we also need to note that sometimes, if you go to the insurance company to handle the relevant insurance, then after paying off the mortgage, you have to go to the insurance company to handle the surrender procedures. Moreover, because the lender paid the deposit, the deposit was refunded when the house was transferred. After the loan is paid off, the procedures to be handled are roughly the same as above. And if you don't know the specific procedures, you can also go to the staff to avoid missing a certain procedure.

Procedures to be handled after the car loan is paid off;

First of all, the procedure of releasing prisoners is necessary. Because when we buy a car, the right to prepare the car is for loan. Generally speaking, 4S shopping malls have a mortgage relationship with some financial companies. I won't go into details. Therefore, if we don't release the car when we pay off the loan, then the car doesn't actually belong to people.

The second is the registration certificate, which many people generally know and will do. When we paid off the loan, we took our ID card and other valid documents to the 4S store to get the registration certificate. That makes sense. Go to the bank. This is also a lot of sales for a long time, many car owners will forget, so this should be remembered.

The third is the beneficiary. After all the above procedures are completed, in the end, there is no need to make a loan. The beneficiary is not himself. In fact, whether you wait for correction or not, it is equivalent to making a "wedding dress" for that person. Then, of course, this car belongs to itself, so the beneficiary must also fill in himself. If you don't write it yourself, it will be futile to repay the car loan. exactly

Finally, remove the GPS. Regarding GPS, some loan vehicles will be equipped with GPS, while some vehicles will not be equipped with GPS at all. Some vehicles are equipped with GPS, and the owners simply don't know whether GPS is installed, so the GPS positioning equipment is removed. In fact, the most important release is the end of the process. After we pay off the loan, the financial company will send you the green copy together with six pieces of paper, that is, the settlement certificate. Just take it to the vehicle management office to add information and get the number, and then go to the window to stamp it. You must cancel the mortgage before you do it, otherwise it is very common to buy a car with troublesome loans. But after the loan is paid off, have you done these things? In fact, the loan company will return the Green Paper to you only after all the procedures are completed.

Second, what are the procedures after the loan is paid off?

What procedures need to be cancelled after the loan is paid off?

After the loan is paid off, the private loan is to take away or cancel the loan contract, and so is the bank loan. After the loan is paid off, you can check your loan information.

The cancellation procedure is as follows:

1.

Application for real estate registration

2.

Owner id card

3.

Documents proving the termination of his other rights, cancellation certificate issued by the bank.

4.

Portfolio loans should also issue an application for cancellation of provident fund loans and documents proving the termination of other rights of real estate.

5.

Proof of having other rights in real estate.

6.

Just bring the real estate license to the Housing Authority or the trading center for cancellation.

3. What procedures should I go through with the bank after paying off the loan?

After paying off the loan, the bank will issue a loan repayment certificate. You can take the bank certificate to the Housing Authority to cancel the mortgage loan and get your real estate license back.

The Housing Authority must pass this pass. There is only one real estate license as collateral, and nothing else.