25-6 yuan will be paid as the provident fund for the salary of 5, yuan, and the housing provident fund will be paid at the rate of 5%-12%. Provident fund = 5, yuan (my average monthly salary in the previous year) *(5%-12%) (employee housing provident fund contribution ratio) =25-6 yuan.

provident fund is what we call housing provident fund, which is a housing security system formulated by the state. In order to protect the housing problem of employees, user units will pay a part of housing provident fund fees for employees according to a certain proportion of their wages every month, and employees also need to pay a part of housing provident fund fees according to the same proportion. All the provident fund fees paid by employers and employees will be deposited in employees' personal provident fund accounts. When employees have the need to buy a house or build a house, eligible employees can apply for withdrawal of personal housing provident fund and apply for loans. The monthly payment of provident fund is a specific payment standard determined according to the average salary of individual employees in the previous year and the payment ratio selected by the unit. Generally, the minimum payment standard of provident fund shall not be lower than 5% of the average salary of employees in the previous year, and the maximum payment shall not be higher than 12% of the average salary. The payment ratio of units and individuals is the same. For example, if an employee's salary is 5, yuan, then according to the proportion of 5%, the provident fund that units and individuals need to pay each month is 5, * 5% = 25 yuan. In this way, the provident fund expenses of 5 yuan will be deposited in the personal provident fund account of the depositor every month, and the balance of the personal provident fund account will be 6, yuan after one year. After a long time, the personal provident fund account will have a lot of wealth, when necessary. Housing provident fund is only established in cities and towns, and the housing provident fund system is not established in rural areas. Only on-the-job employees can establish a housing provident fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system.

The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit. The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid in accordance with the regulations continuously during their employment, and it shall not be suspended or interrupted except for the retirement of employees or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.

legal basis according to article 16 of the regulations on the administration of housing provident fund

the monthly contribution of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the contribution ratio of employee housing provident fund.

the monthly deposit amount of the housing provident fund paid by the unit for employees is the average monthly salary of the employees in the previous year multiplied by the proportion of the housing provident fund paid by the unit. Fifteenth units to hire employees, should be within 3 days from the date of employment to the housing provident fund management center for deposit registration, and for the establishment or transfer of employee housing provident fund accounts.

if the unit terminates the labor relationship with the employee, the unit shall handle the change registration with the housing provident fund management center within 3 days from the date of termination of the labor relationship, and handle the transfer or sealing procedures of the employee housing provident fund account.